Resources

Hire A Professional Resources

Once you are confident in your decision that you may be better suited hiring a professional, as opposed to doing it on your own, and you understand what to look for in selecting talented professionals working for superior companies, what’s next?
Use all of the resources available at your disposal and take action.

Don’t be hesitant and get tied up by Paralysis by Analysis. Despite our government’s best efforts to encourage banks to continue offering loan modifications, there is only a limited amount of time in which banks will cooperate. Continually offering loan modifications would not only eliminate the need for loan contracts, but it would in essence abolish the principle of equity and fairness in which our country was founded on. We are not stating that you need to frantically rush into selecting a professional or quickly submit a poorly packaged loan modification without considering all your options and thinking through all of your needs. However, once you have analyzed all your possible options, educated yourself and set up a few phone consultations, there is no reason why you should not take action if you are indeed facing true financial difficulties.

We firmly believe that there is a strong need for highly skilled and dedicated loan modification professionals to help keep honest and hard working consumers in their homes. Furthermore, in terms of the financial crises that our country has been faced with, encouraging banks to modify loans is a critical solution to stabilizing our nation’s economy.

The overall loan modification industry has been dealt a devastating blow, as a lack of regulation, guidelines and oversight has created an environment in which a few appallingly unethical companies have tarnished the industry as a whole.
We are strong believers that everyone person considering a loan modification should educate themselves to the fullest extent possible, and at the very least consider doing it alone without the need to hire a full service firm. However, the precise reality is that for a portion of the population attempting to initiate, process, negotiate and close a loan modification alone, with no professional help, will result in a unsatisfactory modification with little change or a complete rejection.

Successful loan modifications require a variety of different skills and insights which a qualified professional can provide you with.
• Time - Many loan modification companies have full-time phone “holders” who wait on hold with a banks loss mitigation department for anywhere from 2-6 hours.
• Patience - Regardless of your best efforts to educate yourself, stressful and unpredictable events will arise. Having a professional to walk you through these situations will alleviate this burden off your shoulders.
• Organization - Not having your documents in order, making a mistake, or failing to document every conversation with bank negotiators can likely lead to a complete rejection of your loan modification package.
• Negotiation - Lenders are not in the business of modifying loans or helping homeowners save their homes. Every move is financially motivated and the only reason why loan modifications are even being offered is that foreclosures are highly costly. Enlisting the help of a qualified professional will ensure you are not taken advantage of.
• Insight-Intentionally lying or failing to disclose important financial, career or personal details will not only risk a permanent loan modification rejection, but may also lead to other liabilities down the road. However, working with a professional who closely understands the unique guidelines offered by a variety of different lenders will allow your final loan modification package the opportunity to receive a significantly increased probability of success.

Hire A Professional Recommended Resources

We take extreme levels of precautions in the selection of our resources which we recommend to consumers. By continually monitoring their success rates, customer service and overall capacity in handling increased levels of volume you can rest assure that any resource recommended on our site has been done so only after extreme precautions and our own quality control criteria have been met. Nevertheless, we would be both misleading and deceiving if we encouraged you to pursue the advertisers who support this website, without recommending that you also do your own due diligence. Furthermore, beyond the qualified professionals whom we recommend on this website, we have a strong conviction that an overwhelming majority of professionals processing loan modifications are highly skilled, honest, hardworking, and add a great deal of value to consumers and society alike. This website is designed to protect you from the small minority of fraudulent, predatory, and unethical companies who seek opportunistic times to strike.


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